Most of these laws are found in the sixth edition of the florida building code which went into effect on dec.
Florida statue on roofing.
627 7011 prevents an insurer from attempting to depreciate the undamaged portion of the structure that needs to be replaced due to matching.
Florida s building code states that if more than 25 percent of a roof is damaged then the entire roof must be brought up to code.
For florida policyholders if the policy calls for replacement cost and the loss occurred after october 1 2005 it is important to know that fla.
Must provide the department with an email address if they have one.
Roofing standards change regularly.
Pursuant to section 455 275 1 florida statutes effective october 1 2012 licensees licensed under chapter 455 f s.
2 when a loss requires replacement of items and the replaced items do not match in quality color or size the insurer shall make reasonable repairs or replacement of items in adjoining areas.
Some of these regulations are aimed at ensuring roofing contractors install your roof properly to withstand strong winds.
Table tracing session laws to florida statutes 2019 pdf index to special and local laws 1845 1970 pdf statute search tips.
However in some cases the building code will divide a roof into multiple roof sections.
If you have any questions please contact 850 487 1395.
Because of the hurricanes and strong storms in florida we re one of the few states with extensive regulation regarding roofing.
In determining the extent of the repairs or replacement of items in adjoining areas the insurer may consider the cost of repairing or replacing the undamaged portions of the property the degree of.
Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired replaced or recovered in any 12 month period unless the entire roofing system or roof section conforms to requirements of this code.
Since the 25 roofing rule is in chapter 7 of the 2017 florida building code existing building 6th edition this means if a roof has 20 actual damage from wind or hail or another peril it would not matter if the roofer had to remove an additional 20 to replace the damaged shingles.
Instead contact the office by phone or by traditional mail.
Chapter 626 insurance field representatives and operations entire chapter.
E roofing contractor means a contractor whose services are unlimited in the roofing trade and who has the experience knowledge and skill to install maintain repair alter extend or design if not prohibited by law and use materials and items used in the installation maintenance extension and alteration of all kinds of roofing waterproofing and coating except when coating is not represented to protect repair waterproof stop leaks or extend the life of the roof.
Florida has more roofing regulations than you may realize.
Other regulations help ensure your home can stand up to hurricanes.
So for homeowners with older roofs this often means a full roof replacement.